BANK ACCOUNT THAT PAYS 200x MORE

High interest 2 - 4% APY guaranteed.
Zero fees. All growth.

35,556 joined, and counting...

ALL GROWTH

Get paid daily, in your sleep.

NO LOCKUP

24/7 access. No minimum.

ZERO FEES

Free means free. No asterisks.

PEACE OF MIND

Bank-level security. Always.

+Most banks I've heard pay a measly 0.01% interest. Even the online banks (Ally etc.) pay only 1%. How is Beam able to offer such a high interest?

+What exactly is Beam? Is Beam a bank account or an investment account? Is my money FDIC-insured?

+Do I need to switch banks to use Beam? That would be painful.

+Another account? I already have multiple bank accounts and want to keep things simple. How simple is it to use Beam?

+I like my bank. Why should I care about making a 2 - 4% interest as opposed to 0.01%?

+Why would Beam have a waiting list? How long do I have to wait once I claim a spot?

+What does 2 - 4% APY mean?

+Where can I see some customer reviews?

+Where is my cash invested? Is my money safe? And how secure is my information?

+Why should I use Beam if I can trade stocks and funds? Are those better options?

+How much does it cost? Any upfront costs or hidden fees? How do you make money?

+How easy is it to access my money if I need to withdraw? Any minimum balance?

+Who should I contact if I have more questions?

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"Beam is my rainy day fund, on steroids."
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