+Most banks I've heard pay a measly 0.01% interest. Even the online banks (Ally etc.) pay only 1%. How is Beam able to offer such a high interest?
+What exactly is Beam? Is Beam a bank account or an investment account? Is my money FDIC-insured?
+Do I need to switch banks to use Beam? That would be painful.
+Another account? I already have multiple bank accounts and want to keep things simple. How simple is it to use Beam?
+I like my bank. Why should I care about making a 2 - 4% interest as opposed to 0.01%?
+Why would Beam have a waiting list? How long do I have to wait once I claim a spot?
+What does 2 - 4% APY mean?
+Where can I see some customer reviews?
+Where is my cash invested? Is my money safe? And how secure is my information?
+Why should I use Beam if I can trade stocks and funds? Are those better options?
+How much does it cost? Any upfront costs or hidden fees? How do you make money?
+How easy is it to access my money if I need to withdraw? Any minimum balance?
+Who should I contact if I have more questions?