BANK ACCOUNT THAT PAYS 200x MORE

All growth. Earn 2—4% a year.
$0 fees. Funds insured via an FDIC-insured bank.

129,385 on waitlist, and counting...

Private Beta and Trial Account by invitation only. Get regular updates on Beam’s phased rollout here.

Questions?

What exactly is Beam? Is Beam a bank account or an investment account? Is my money FDIC-insured?

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Most banks I've heard of pay a measly 0.01% a year. How is Beam able to pay so much more?

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Do I need to switch banks to use Beam? That would be painful.

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Another account? I already have multiple bank accounts and want to keep things simple. How simple is it to use Beam?

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I like my bank. Why should I care about making a 2—4% a year as opposed to 0.01% a year?

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Why would Beam have a waiting list? How long do I have to wait once I claim a spot?

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Where is my cash invested? Is my money safe? And how secure is my information?

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Why should I use Beam if I can trade stocks and funds? Aren't those better options?

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How much does it cost to use Beam? Any upfront costs or hidden fees? How does Beam make money?

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How easy is it to access my money if I need to withdraw? Any minimum balance?

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Can you clarify how the 2%—4% will work?

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Are there any balance limitations for Beam?

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Do you have a web version?

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More questions? Ask us here.

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